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30 yo financial advisor, blogger. Writer for Business Insider. Contact: anthonyrcarlton@gmail.com | Newsletter: borrowedwisdom.substack.com 💭
Photo by NoWah Bartscher on Unsplash

Oh, the delusions of a first-time entrepreneur.

Everyone wants to be one; few people know how to. At least, not when you’re starting out.

You’ll lie to yourself a lot in the first year of business. Common lies are that you need a perfect idea, business plan, website, or other…


Photo by Ben White on Unsplash

The most powerful lessons about money might surprise you.

They aren’t about having the perfect investment strategy, choosing the best tools or apps, or any of the generic advice you see plastered on the internet.

Instead, the best advice is practical. After a decade of studying finance and working in…


We’re done.

Photo by Warren Wong on Unsplash

Come mothers and fathers
Throughout the land
And don’t criticize
What you can’t understand
Your sons and your daughters
Are beyond your command
Your old road is rapidly agin’
Please get out of the new one if you can’t lend your hand
For the times they are a-changin’


A short guide for achievers who move on too quickly.

Author at the ‘21 Chicago Marathon Finish Line

Hustling, grinding, putting in the work, getting after it.

Call it whatever you want.

This is how you accomplish big goals. You make a plan, follow it with relentless discipline, and (hopefully) get to your desired outcome.

You can apply…


#2 — You will appreciate life as-is.

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Death gets a bad rap if you ask me.

We all have to do it. It’s the end of a full circle called “life”. No one in the history of the world, that we know of, has escaped death.

The mystery, fear, and…


One day out from the Chicago marathon.

Chicago’s Lakefront aka Runner’s Paradise (image credit: author)

Dear Medium Friends and Shipmates:

The past two years were the hardest of my life. I’m sure many of you can say the same.

I battled depression, went through a messy breakup, failed at my job, started a new job, and nearly failed…


Do you follow Warren Buffett’s “20 punch-card” rule?

Photo credit: Associated Press

What makes a smart investor? The same thing that makes a smart person.

Intelligence.

But you have to be more than just a big brain. Emotions, or the way you feel, drive a lot of your decision-making. …


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I thought I wanted something else.

The center of the universe. The Mecca. The city of dreams. I thought I wanted New York. Instead, I fell in love with Chicago.

In four transformative years here, the last of my twenties, Chicago taught me a life-changing lesson: happiness is found in…


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Since the first day of second grade, which was also the start of my athletic career, I’ve been in love with movement.

That day I learned how freeing it was to just run around. This was long before I cared about the health benefits of exercise. …


Photo by Anthony Tran on Unsplash

The financially savvy people I know aren’t CEOs, Doctors, or Venture Capital investors.

Instead, they lead unassuming lives. Engineers, teachers, construction managers—many of them millionaires hiding in plain sight, quietly building small fortunes.

Here’s the kicker. Many of them don’t know the difference between a mutual fund and ETF, crypto…

Anthony Carlton

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